Tag Archives: money

It is almost impossible to cancel a subscription if you used Paypal

Don’t get me wrong. I love Paypal and use it all the time. But I’m starting to rethink my logic of using it, and to be honest, it drives me nuts when I think about it. And part of the problem is the business model that a number of companies use, and part of the problem is the easiness of using Paypal to pay for things. Sure, the money comes out of my bank account immediately, so the logic of using Paypal is lost on me. Yet, I still do it.

Recently, (meaning today) I was charged by a company called Wix (you can design web sites through it). I tried using Wix three years ago, signed up for a membership costing a little over $200. But to be honest again, I gave up trying to create a site through them. It was easier getting a desgree in physics and a Ph.d in political science. But for the last three years, they have charged me that $200 plus every year, and I caannot figure out how to cancel this damn thing short of canceling my Paypal account.

This is the problem with this whole subscription model of stuff. When you have a monthly account, there’s little problem. You’re reminded of it every month. But when they charge once a year, it sneaks up on you, and as I keep discovering, it’s easier to cancel a regular transaction than it is a yearly one. And that’s the trap they try to sneak you into.

I had the same problem with a gym membership that I bought for my friend not too long ago. When I paid that, I was promised that it was a one time charge, and I wouldn’t be charged again. Of course that asshole lied to me; I was charged again the next month. I had to issue a charge back from my bank, which was quite a bit of drama, but at least my bank honored it. When I tried a charge back through Paypal, they immediately denied it, and I was still charged for the transaction. When I went onto Wix’s site, it indicated that because I issued a charge back, they were immediately canceling my account (which is good). But part of me is convinced they’ll somehow screw up my credit, and I expect that next year they’re going to end up charging me for the subscription again.

So, I really don’t know what to do. I feel like I’m the old man yelling at clouds these days, and my ability to fight back is limited and impossible as well.

Anyway, just a Monday gripe (although it’s on a Tuesday). Sue me.

There’s a difference between giving information and asking for money

Now, if SHE emailed and asked for my phone number....
Now, if SHE emailed and asked for my phone number….

I received an email from the place where I received one of my bachelor’s degrees. Apparently, according to the email, students from that school have been trying to get a hold of me to tell me about campus activities, important events and to inform me of all the great things that other alumni are doing to support the institution. Having received numerous contacts from this university over the years, what they’re really telling me is that students from this school have been trying to get in touch with me to beg me for money for the university. Simple as that.

So, this alumni organization would really appreciate it if I would update their records with my new phone number so they can get right on that “informing me of things I’m missing out on”.

Look, I don’t mind that a university needs lots of money to pay its professors and cultural studies programs to explain why fish fall in love, but I’m not a spigot of revenue that a university can rely upon to help pay its Board of Directors, or to provide fuel to their limousines they use to drive to their private hanger at the airport.

If I was extremely interested in continuing to provide kickbacks to the executives from my university, I would have contacted them personally so that they would not have had to hunt me down with some undergraduate (or graduate) on a stipend or grant-writing scholarship.

I think what bothers me the most is the dishonesty in the email, in that they’re pretending to be doing me service that somehow gets provided by me giving them my phone number. The reality of the situation is that any emails they send me completely keeps me up to date on what’s going on with the alumni of that university, meaning that a phone call from some undergraduate isn’t going to provide me with more information than I already have. But what I have learned (from a graduate school, not from that school itself) is that foot in the door processes allow you to gain so much more if you can get someone to give up just an inch on ground. In other words, if I am willing to give my phone number, I’m more likely to donate money the next time someone calls because I already “agreed” to provide my phone number first.

So, I’ll pass on this “great” opportunity.

“Rich Dad/Poor Dad” Media Sensation Robert Kiyosaki author files for bankruptcy–Another Oprah-inspired trend of fake experts

The article

Basically, Robert Kiyosaki, an author I’ve read in the past because I fell for his Oprah-inspired, get rich rhetoric until realizing he wasn’t really saying anything that actually seemed usable, owed $24 Million to the Learning Annex and didn’t pay it, so he lost a trial over the issue, and even though Forbes claims he’s worth $80 Million, he went the bankruptcy route to avoid actually paying his bills. I’m thinking of doing the same thing to keep AT&T from collecting on that cell phone bill they send me every month, but I haven’t pulled the trigger on that one yet.

This reminds me of a story I’ve mentioned before in the past concerning my adventures in South Korea, when I came up against the businessman known as “he graduated from Harvard”. I was working for a for-profit school at the time, and I kept hearing about this infamous Korean businessman who everyone talked about with great respect because “he graduated from Harvard”. Then the school I was working at fell into financial hell, and it was astonishingly bought by none other than the man known as “he graduated from Harvard.”

The whole curriculum was changed because “he graduated from Harvard” had great ideas for what was going to make this school as great as he was. A few months later, a new change was implemented, which consisted of paychecks forgetting to be filled out and management forgetting to answer any of their phones. One of the co-workers at the school (who was new), mentioned that she knew the man known as “he graduated from Harvard” and she wasn’t sure she would be talking about him because she was still trying to get her backpay from a previous place she worked at which he had owned as well. Hearing from other people, I started to discover that the guy known as “he graduated from Harvard” had stiffed quite a few people in the past, and this was most obviously his next attempt at grabbing a bunch of cash and running away before anyone figured it out.

I remember talking to him one day, when he was being heralded around like Caesar after returning from Gaul. He actually introduced himself as “Mr. Kim. I graduated from Harvard.” I said, “Great, I worked on my Phd at Western Michigan University and went to West Point.” He smiled, pretended he didn’t understand me (even though I spoke to him IN KOREAN) and then wandered off to introduce himself to someone else as the great Korean man who graduated from Harvard.

Soon after that, after not receiving my next month’s paycheck (two in a row), I left Korea and came home. Not even sure what happened to that school and the infamous “he graduated from Harvard”. What I found fascinating is that he had an entire life schtick of ripping people off by informing everyone that he graduated from Harvard.

This is the same sort of feeling I get from Robert Kiyosaki after having read his book. I’m sure the Learning Annex has its own version to tell as well. Hey, maybe everything was on the up and up with him, but he’s going to have a difficult time attracting people to his cause in the future. Although if “he went to Harvard” is an example, there are suckers born every minute, meaning that the money flow just never ends.

Why Don’t Banks Seem to Care When Their Customers Are Fraudulently Targeted?

I was a victim of a theft last night. I’d say it’s identity theft but this was more of an outside company that made an illegal charge on my checking account online in some mysterious way that I have yet to be able to figure out how it happened. This happened on a Friday night, so that meant that getting any customer service was extremely limited, and my bank put me through an endless process of “press 1 for happy thoughts” crap before I finally, after three runs around their system that got me to a person who then transferred me back to the beginning of the “press 1” tree crap again. After some time, and some very frustrating and infuriating moments, I finally got to a person whose only course of plan was to freeze my account and wish me good luck. The charge was “processing” which meant they couldn’t do anything about it until it’s charged.

Honestly, what kind of stupidity is that? Is it not possible to catch a bank robber until after he spends the money, even if you catch him in the bank and have surrounded him with cops?

The next day, I had to get a brand new check card, and no one can tell me why it happened, or even more important: How do I stop it from happening again? The guy on the phone last night was a dickwad who seemed to think it must have been me with my liberal spending ways on the Internet. This is coming from a bank company that advertises its desire to have me using its services online because their the ones who do it best. Anyway, the next day, I’m still out that money that was stolen from my checking account because the processing isn’t done, and ONLY AFTER IT’S DONE can I put in a claim to get my money back. So, I’ve lost access to a LOT of my own money because some unauthorized charge happened from France (or Russia for all I know), and the bank really doesn’t give a fuck.

I’m really lost here because I don’t know what to do now. I don’t know where this came from, what caused it, or even how to prevent it from ever happening again. I don’t use my credit card on risky sites or anything like that. I don’t do online gambling or any crap like that. I use it for normal things, which somehow appears to be more and more susceptible to fraud these days. Is my only recourse to close my banking accounts forever and start hiding money in my mattress again? I know it sounds like that’s some kind of reactive joke, but seriously, what are you supposed to do when you’re basically screwed no matter what you do? I really needed that money on Monday morning for a dental procedure I’m about to have to undergo (my crown fell out of my mouth a few days ago). Now, I’m totally screwed. I can’t even contact the bank until after Monday because the charge doesn’t get processed until Monday, which means I’m going to be in surgery, knowing that I have pretty much no way to pay for it because some criminals thought it would be really cool to fuck over a complete stranger.

And, as stated, nobody fucking cares.

For Whom Would a Default Really Be a Problem?

There’s something people haven’t been discussing about the whole potential default of the United States. We hear lots of economists, bankers, businessmen and politicians talk about how horrific a default might be if our country defaults in the beginning of August. But not once have I ever heard a construction worker, an administrative assistant or the guy who empties the trash from the office ever discuss the default, other than “I heard about it on the news” and even then, they don’t really have an opinion. You might suspect the reason why they don’t comment on it or have an opinion is because they don’t know enough about it, like the really smart economists, bankers, businessmen and politicians. But I’m beginning to suspect that even if the construction workers, administrative assistants or the guy who empties the trash from the office might just not care, even if they knew and understood all of the details.

You see, the people who are shouting all doom and gloom are generally the people who are most affected by the potential doom and gloom. That would be economists, bankers, businessmen and politicians. In case you haven’t really thought about it, those positions I just mentioned don’t actually do anything to contribute anything to society. They handle money, or they handle the policies that deal with money. Physically, they don’t do anything other than figure out how to move money around. In the olden days, they were called the “money changers” and you might remember a story where some guy named Jesus threw them out of a temple, or something like that. Or maybe it was Noah. Or Moses. There might have been an ark. Or was that what Indiana Jones was looking for. Either way, the point is that a bunch of people who deal with money all day are acting like it’s some kind of tragedy that government is about to default on a subject of, yes, money, and it’s important to them because in the end, they’re not getting what they want, which is money.

To the non-banker, or person without major wads of cash, an issue of  money is unimportant, so they’re not really going to care. Sure, you can argue that it will affect them in the long run, as the money markets to eventually affect everyone, but I’m sometimes wondering about that as well, because I have this sneaking suspicion that even if everything that had to do with profit was destroyed, people would still be doing what they normally do, and people would still be out there working, making things and getting things done.

Strangely enough, if you think about it, if our government collapsed financially, the chances of it collapsing politically are not guaranteed. Sure, money wouldn’t be the foundation of the every day decisions, but politics would, and unfortunately we’ve become a finance driven system, to where our very foundation appears to be about money. Not every government is really like that, and in the end, if the strings that tie government and money together were to collapse, I’m not sure it would really be all that bad. Granted, a lot of people right now would probably suffer, and we’d hear all sorts of doom and gloom until people woke up and realized that money really doesn’t make the world go around. People, cooperation and food does. Money just makes it easy to forget that.

But we will never get back to that foundation because someone will panic enough to cause some kind of last minute compromise and the “crisis” will be averted. At least until the next one. And we’ll kick a few more cans down the road.

Is anyone else getting a little tired of the kicking the can down the road analogy? Yeah, it’s getting kind of old.

The Implications of Politicians Not Understanding What’s Important About the Economy

Politicians don’t get the economy. Ever. I mean, they might even be economists, but they don’t seem to understand what is significant about the economy. You may wonder what I’m talking about considering the fact that the “economy” has been in the news constantly lately, and it would be very difficult to understand how anyone would miss this type of story. Well, let me explain what’s going on, and perhaps we might start to recognize some very obvious signs that seem to keep getting missed.

First, the average American doesn’t care one iota about the deficit. Oh, they care, but they don’t really care. It’s like when a guy tells his girlfriend he loves her. He’s the politician in this equation. He probably truly loves her. Now, when a woman tells a guy she loves him, she might actually mean she LOVES him, as in she would drag herself across the desert over jagged glass for him, or she loves him, which means she tolerates his presence and thinks he’s kind of okay, but there’s no way in the world he’s ever getting to third base with her. Yeah, when making these analogies, I sometimes use really sophomoric examples that I wouldn’t normally use in every day conversation. I don’t think I’ve referred to women, dating and baseball analogies in the same setting ever before in normal conversations.

Anyway, the point is: while our politicians might understand the economy, they don’t understand what’s important about the economy that matters to the average American. Because when it comes down to it, that’s ALL that is going to make a difference during an election. Think about that for a moment. We keep hearing gloom and doom predictions about the economy, especially if we don’t raise the debt ceiling, don’t stop the deficit from getting out of control and don’t fix the sinking ship (or whatever stupid analogy we use at any particular time). The average American is thinking: Do I have a job right now, and do I expect to have a decent one in the very near future? That’s about it. Whether or not the debt ceiling is reached, whether or not the US ever pays off its debts, or whether or not the US is perceived as still being a global, economic superpower, the average American doesn’t care. All he or she cares about is what matters to him or her at any particular time.

Which means the average person doesn’t feel any ties to the deficit of this country at all. Yes, on a surface level, they know that they are part of the mix of people who have to pay for it all. But we’ve been kicking this can down the road for so long that the average American thinks that his or her grandkids will pay for it, not him or her. We’re talking such big numbers that they’ve completely lost all sense of ability to pertain to individuals. When I’m told that the deficit is approaching $13 trillion, they may as well tell me it’s $13 BAZILLION because a trillion is an amount that my little head is never going to grasp. I’m still having a hard time grasping the thousands that one day I have to pay off for student loans. Trillions is bordering on ludicrous to me. So multiply that by 300 million people (equally ridiculous) and you start to understand why the average person doesn’t care one bit.

In the end, the average American is convinced one of two things will happen: The debt will somehow disappear, or we’ll continue to kick the can down the road for a few more decades and never deal with it in our lifetimes. The other alternative, which is the more obvious one, is that the entire system will collapse, and the US will fall into some sense of anarchy, where people will have to fend for themselves until a bunch of rich people create a new government that they argue is “for the people”. The average person, like average people throughout time, really have no say so in the whole matter and figure that the affairs of state are better left to the people who seem to enrich themselves regardless of the type of government we have. The very concept of the US collapsing is laughable to most every American, for the simple reason that it has never happened before. Sure, we’ve had revolutions (one), and we’ve had civil wars (one), but for the most part, the system has been in place for multiple generations where not a single person alive today living n the United States has ever seen this country as anything other than the government we have today. The very possibility of collapse is unimaginable.

Which means that when it happens, no one will see it coming. And that will make the anarchy that much more like a hell on Earth, kind of like St. Augustine talked about when the Roman Empire finally collapsed. No one saw it coming then, and they danced in the streets while the empire burned. And then they woke up from their drunken spree through anarchy to realize that they had to try to put it all back together again.

They didn’t call it the dark ages for nothing.

Taxation Gurus Just Don’t Seem to Get It

CNN Money ran an article today from Jeanne Sahadi advocating the need to raise taxes “because the looming debt problem is just too big”. Her argument goes on to say that Republicans are misthinking the whole issue because as long as the debt remains large, the country can never go forward.

Well, my response is twofold. First, we need to stop putting taxation into a partisan framework. That never solves anything but makes the issues so tied to other agendas that there’s no way to have a rational conversation about the issue in the first place. By making it partisan, any response of negativity to Sahadi immediately gets lumped into a “he’s a Republican, and therefore he is only limited to Republican talking points.” Whenever the conversation moves to the next level of analysis, the responder can immediately throw it, “oh yeah, but Republicans also believe (fill in the blank, and you realize why no rational debate is then possible).”

Second, and this is really my more important point, at what point did government become so important that it became the elephant we SEE in the room rather than the one hiding in the background? In other words, why is government always the most important factor for the debate? Why isn’t the individual considered more important?

Think about it this way. If we go back to the original foundation theories of government and agree that people came together in a Hobbesian fashion to escape from our evil surroundings, we understand that we then gave up a little bit of our freedom to achieve security. Now, no matter whether you buy Hobbes, Locke or Rousseau, at no point did we ever really give up the original reason for getting together, meaning that we got together because it was mutually beneficial to us, NOT because we were all desiring to create a government. At no point did the foundation of government ever supercede our reason for creating government. In other words, those who create a government are always more important than the government itself, not the other way around. Yet, in every one of these arguments, especially the one put forth by Sahadi, government is the reason we do the things we do, so that we are required to sacrifice at the altar of government, instead of the other way around.

I pay taxes. I’m not rich, but because I am low middle class, I pay money into taxes that really makes an impact on my daily life. The majority of people who pay taxes are like me, lower middle class people who don’t make a lot of money. Any increase in taxes to us hurts big time, yet we’re rarely ever represented in these conversations about taxation and government. Instead, the Republicans represent the interests of the very rich, and the Democrats represent government attempting to fund more money for governmental programs. In a fair world, we’d have another party that actually represented a social class of common people, but we don’t have that in this country. Oh, both sides claim to be that representative, but they never are. They represent their own interests and those interests are never ours.

What it comes down to for the majority of us is a question of how much we value government. I, personally, don’t value government all that much. I see it as a mechanism to keep gangs and drug dealers from killing me on a daily basis. And to be honest, government doesn’t even do that very well. Serious amounts of money are spent on a drug war that fuels this continuous battle between mean streets and the common person, and the common person is rarely seen as the one to which government answers. An example: A few years ago, I was beaten and robbed by gang members who targeted me because of my color. Instead of a serious response to the victim, which you would expect in a case like this, or at least might see on television played by actors who don’t represent real police officers, I ended up in a bizarre situation where two police agencies argued IN FRONT OF ME over which one was responsible for taking the report. Neither one of them wanted the responsibility. Of course, after all was said and done, the culprits were never caught, and I suspect they were never even pursued. Over the next few weeks, before I finally moved across the country to get away from the cesspool that is Hayward, California, I read the blotter reports in the newspapers about how the same individuals were continuing to target citizens in the EXACT SAME AREA EVERY DAY, and even escalating to public buses, convenient stores and train stations. In other words, government didn’t care one bit whatsoever.

Yet, when it comes to taxation, Sahadi believes that if government is starting to fail financially, it is within our requirements to respond immediately and fix it. Sorry, I don’t buy it. Right now, we spend so much money on things that have very little to do with the average American who does pay taxes. Let’s go over a bit of that list.

Wars in Afghanistan, Libya and Iraq: Who benefits from this? Me? I don’t think so. Did I care about freedom in Iraq to begin with? No, not really. I’ve never had contact with anyone from Iraq before. Nor have I had contact with anyone from Afghanistan or Libya. Sure, I buy gas, and some of that comes from some of those places, but if we weren’t fighting a war in these places, we’d still be buying gas from these places regardless. I don’t even suspect it would cost that much more because prices are controlled by OPEC, not tin foil hat dictators.

That pretty much translates to our entire military budget. Yes, it is responsible for protecting America from foreign enemies, but honestly, we’re not actually doing that with our military. We are located in countries that are not ours, fighting for issues that have nothing to do with freedom in the United States. And in order to conduct these wars, we have had presidents (the last two specifically) advocating to suppress our freedoms, which means we’re fighting to lessen our freedoms, which is ironic in its own cynical way. If we were defending America specifically, I’d be happy, but we’re not. We’re pushing agendas of people who are not the lower middle class. And we’re backing up those issues by sending young lower middle class soldiers into wars to support people who rarely serve in the military themselves.

Most governmental agencies that the common person desires are usually handled by the states. My education is handled by the states. The federal government does nothing but institute standards that no one ever achieves. Our federal government has no idea how to educate the youth of America, yet they feel worthy of forcing their standards on the states regardless. I don’t see the value in this. Sure, I can see the value of making sure we don’t teach creationism in school, but nowadays, federal government isn’t even doing that; it’s doing the exact opposite and then fighting with itself over those specific, political standards. Not necessary and not helpful.

Heath care seems like it’s important, but when you threw it into politics, it starts to get useless. Tylor Cowen, in his excellent article, The Great Stagnation, points out that even though the United States spends more money than most countries on health care, we have some of the lowest levels of life-expectancy and our health success rates are dismal at best in comparison to nations that actually spend less of their GDP of health care. Like most governmental issues, we do horrible with our money because we keep believing in American exceptionalism, when we don’t realize that exceptionalism doesn’t always mean better. Part of our problem is that we have a lot of money already in the mix that should be spent better, not a need for more money to be spent on doing the wrong things more often. That last sentence is probably the most significant of this essay but will echo with no one.

In the end, it will come down to partisan drivel politics again where we have people who have a stake in winning an argument over issues that should never be decided by partisan politics. But we don’t seem to care because we’ve gone way beyond caring about what’s important and care more about winning arguments that don’t benefit us even when we do.

As a taxpayer who pays what he believes to be enough taxes, I don’t subscribe to the theory that more money is necessary to fix the problems of bad spending. Unfortunately, the people we have in government are not the best people when it comes to spending wisely; they never have been. Instead, we have the people who are best at convincing people to vote for them because they’re good at making people feel better about themselves, especially when we live in a country of people who should be a lot more critical of their own shortcomings. We’re educating ourselves horribly, we’re grossly overweight, and we let ourselves be ruled by foolish passions over issues that require serious contemplation. But this will fall on deaf ears because we’re a nation of people who likes to hear that we’re great, and when that person comes along who strokes our ego, we’ll vote for him, and we’ll wonder why no one ever does anything about fixing our country. We certainly won’t get the answers from anyone who is paid to tell us what we already keep hearing, but then we’d stop paying them if they didn’t. We’re pretty good at creating vicious circles in this country. Another thing we’re good at, eh?

Best Buy Profit Down 16%; My Theory on Why

The Wall Street Journal reported today that Best Buy‘s net dropped 16% based on sales. I’d link to the story, but if you know anything about the Wall Street Journal, they let you read the first few lines and then want you to sign onto their site. So we’ll just take their word for it and go on from there.

The theory that people are throwing around is that Best Buy is losing market share to Wal Mart and online markets, which everyone knows really means Amazon for the most part. But I have another theory, based on my many years of actually shopping at Best Buy. Before I give my theory, I would like to just say that I have been a loyal shopper at Best Buy for about as many years as Best Buy has been around. I used to practically buy everything from that place. My reason was that it was always a good deal, and it was always good equipment and stuff. Well, something changed over the years. I still shop there, but just not as much, even though I’m a silver member of their rewards program because of the amount of money I spend there on a usual basis. However, while I still shop there, I rarely go there because it’s the best price. Nor do I go there because it has the best stuff. Generally, I go there because it’s the only kid on the block that actually has stuff I can go and put my fingers on before I buy it. That’s still kind of important to me.

What I did want to say is what’s wrong with Best Buy. First off, their prices are no longer the lowest you can find. Online is the best price you can get for most stuff. Wal Mart is not the answer, as it’s like going to Tijuana for Mexican food. Yeah, they have Mexican food there, but honestly, who wants to go to Tijuana when you don’t have to?

The prices at Best Buy have been creeping up a lot over the last few years. And don’t get me started on peripherals. If you need a USB cord, you are probably better off buying one directly from NASA as peripherals at Best Buy are ridiculously priced to compete with property prices  in Dubai. I often dread going to Best Buy to have to buy a component for a larger item, only because I know how expensive it is going to end up being. When the clerk asks me pleasantly, “did you find everything you were looking for?” when you’re paying $70 for a cord that should have cost about $12, you have to suppress an urge to throw the person through a wall. After all, it’s not their fault. They just work for the company that charged you an outrageous amount of money for something you should never have had to pay that much for. Hence, sometimes I get help from https://exprealty.com/us/va/augusta-county/houses/ and listen to what they have to say before buying a property.

The second reason is that the stuff you get is no longer the best stuff for the best price. Yeah, it can sometimes be cheaper than other places, but at some point Best Buy stopped being all about great prices and then became a good price PLUS an extended warranty for even more money. It used to be that when you bought something in the ole’ good ole’ US of A, you were guaranteed a product that lasted forever. Now, it’s guaranteed for a year, somewhat, and then you have to pay if you want it to last longer. The prices aren’t that much better since those days, and with inflation it’s even more expensive. But now you know that whatever you buy is guaranteed to fall apart, so the only thing you can do is expect to buy a replacement soon or to pay extra to have it “guaranteed”. No, the US is not the country of quality it used to be.

So, when we’re trying to figure out why profit is down 16%, perhaps the reason has more to do with the fact that you can get what you want online cheaper, and that what used to be the best buy isn’t really the better buy any longer.

I’m just saying….

Finally, Pornography Will Have a Presence on the Internet

Yes, after years and years of nothing but clean, wholesome information, pictures and overt religiousness, the Internet is FINALLY going to be able to show pornography. Up until now, as we all know, there’s been a huge dearth of porn-related information on the World Wide Web, but thankfully forward-thinking individuals have figured out how to bring us smut, sex and all things of the prurient interests. It seems that the .com addresses have made it so difficult for pornography to make it way to the mainstream, so entrepreneurs designed what’s called the .xxx address to showcase specifically porn-related information.

In all seriousness, what’s interesting is the current debate over whether or not the inclusion of this address for online pornography will just provide an ability for companies and nations to just block the .xxx site completely, which will lead to x-rated content being pushed right back to the .com and whatever other addresses they can think of to circumvent the censors of various governments and private individuals.

However, what’s also significant to point out is that those who advocate pornography on the Internet are also quick to mention that by adopting the .xxx address feature, this will allow adult websites to operate in an area where they can circumvent a lot of the negativity that also tends to migrate aongside pornography sites, like trojans (be nice…you know what I mean), pop-ups and a lot of other illegal activity.

Years ago, when I was first designing web sites, back in the days when there weren’t a lot of web sites yet created, the first group that moved onto the World Wide Web was the adult industry. A few of my early clients were tied to that industry, ironically enough attracted to my work that I had done designing a few church sites (the porn people came from those churches, seeing the advantages of this new technology). Ever since those days, there has been a tendency for unsavory types of tag alongside the adult community (not necessarily because they were part of it), and it has been very difficult to separate such folk from those who were just interested in providing adult content without the illegal activities as well (the gangsterism, not the illegal stuff that is deemed bad because of moral beliefs).

Personally, I don’t see the .xxx feature being all that productive, as that industry is constantly mired in bad behavior from the lazy criminal elements that see it as easy money. Believe it or not, there are two groups of individuals who make up that industry, and quite often the good people who are just interested in providing material for consenting adults get overwhelmed by the illicit behaviors of those who are out to separate people from their money at any cost. Unfortunately, that unsavory element is the one that always provides a bad name for those who are not like that, and no matter what the good people do, they’re always tainted by the crap pulled by those who have no qualms about cheating, stealing and doing whatever it takes to make a fast buck.

The Future of America is in its Past

In case you haven’t noticed it lately, America has stagnated and isn’t really moving forward anymore. I know most people don’t want to face that possibility, and most people reading this (which means anyone aside from my stuffed animals and imaginary friends) will probably just ignore it and hope for the best. Unfortunately, we’re a bit beyond that option, and even though most people will attempt to embrace that plan, we’re kind of screwed if we do.

You see, according to Tyler Cowen’s thesis, The Great Stagnation: How America Ate All the Low-Hanging Fruit of Modern History, Got Sick, and Will (Eventually) Feel Better, we’ve pretty much exhausted all of our free ranges for expansion and exploration, leaving us with pretty much nothing but what we already have. And America was never designed around resting on its laurels; it was designed to expand and develop out, something it can’t do if there’s nowhere else left to go. Now that we’ve entered this inevitable recession, we’re hitting a point where we start to realize that there’s nowhere else for us to go, and that all of those jobs that we expect to come back might just not, and thus, we’re going to have to figure out how to make lemonaide out of already eaten apples. Yeah, I’ve run out of metaphors, similes and allusions. I’m a lot like my country.

Americans live in a system that promises that anyone can do wonders with little as long as that someone is willing to put forth a bit of elbow grease. Unfortunately, that’s kind of a lie, something we’ve been telling each other for generations, even though the lie relied on a lot of extra room to grow that we figured would always be there for expansion. Once that land started running out and the resources as well, we felt we could keep telling the stories long enough to pull a bait and switch, figuring no one would live long enough to really ask any important questions, at least not before we retired and/or died first. Well, we’ve reached the saturation point of that possibility, so now we’re kind of stuck in a future that relies on the lies of the past never being called, like markers in a poker game where we’ve been holding two aces, hoping its the best hand in the game, even though someone else may have had three twos showing all along. Yeah, more bad analogies, metaphors and similies. I’m just full of it today. Or them. Whatever.

Which leaves me with an observation that is probably important because we’re now hitting a point where we’ve already been called on our bluff. Everyone wants to see the hands of the cards we played, and all of the money is already on the table. Man, I’m just going to push this bad analogy all the way to the bank.

So what do we do? We’re in the middle of the unending recession, and we’ve been pushing forward with the belief that it had to end eventually because that’s what recessions tend to do. But if our economy doesn’t really have the power to pull us out of the doldrums, then where do we go from there? What if the recession we’re in happens to be the harbinger of doom that we should have been expecting from the beginning? What if all we have left is that Pandoran conclusion and hope just isn’t enough? Where does a rapidly expanding nation go if there’s no more room within which it can expand?

Part of the solution was the possibility of an untapped area of manifest destiny that offered a never-ending canvas for exploration. By that, I mean the Internet and the ever-expanding territory of a cyber universe. Unfortunately, even that has its limits, as we’ve realized that eventually everything explored in that world has to have some ties to the old world as well. While it might be fascinating to think one could live within a cyberworld, in reality, one still has to maintain a certain existence within normal society, even if to fulfill certain Maslowian needs. Forever expansion means little if someone still has to eat, drink and sleep in normal civilization. The days of Matrix-like exixtence are not yet achievable, so we’re still stuck with having to full basic, simple needs.

Which leaves us with having to find ourselves new frontiers in a walled garden of our own civilizations. The United States could offer endless expansion in the days of praries that went on forever, but once we hit the Pacific Ocean, we started to limit our ability to travel further. Now, everything has been spoken for, so any further expansion comes at a step backwards, a sort of inward despansion, for lack of better word. Much as cell growth is halted and the cells begin to collapse within themselves, feeding off one cell to sustain another, our future is now a tendency to cave in on our progress and trade resources amongst our already established infrastructure as we consolidate and seek to find new frontiers within those already explored. Our future expansion then becomes within, rather than out, mainly because we are without.

If we’re going to survive this change in perspective, we need to realize that we can no longer cannibalize upon outside resources to which we no longer have access. For territory, we must look at that which we already control. For fuel, we can no longer just take from nations that have weak military forces as the world is becoming savvy to that approach and compensating to it as well. We are going to have to consolidate amongst our own people to determine new ways to fuel our movement by either designing new technologies that allow us to use our own resources or to lessen our movement. The simple endothermic physics involved should go without saying, but we’re often not that intelligent when it comes to such matters.

If we’re ever going to figure out our future, we need to look to the rest of the world and see how it has compensated for our future situation already. When Europe ran out of space, it sent colonists to the new world to explore. We are a result of just that. However, when we rebelled and declared ourselves independent, we cut off an avenue of expansion for Europeans, and thus, forced them to realize that their expansion was forever finished, that they would have to learn to live with what they already had. We didn’t think about their reactions or thoughts because we were too busy thinking about how unique we were in comparison to the rest of the world. But in reality, all we were was lucky enough to still have room to grow. Now, we don’t.

So, our future should very much be the same future that was faced by Europeans in the 18th and 19th centuries. When they ran out of space to explore, they consolidated. They began to move back over themselves and create from within. They didn’t just stagnate and disappear as we seem to think will happen to us if we stop expanding and growing. If we’re smart, and sometimes we can be, we would realize that we need to start looking to our future by examining what others like us did in the past. If not, we’re going to continue to try to expand as Germany tried to do in the 1930s, before the rest of the world rose up and stopped them. We might not see ourselves in this light, but if we believe that our expansion is never-ending, and we see ourselves as exceptional to other nations, it’s hard not to see us moving that way. That’s never a good thing.

Unfortunately, I doubt anyone will really listen, and we’ll go that direction regardless of any common sense or rational thinking. American exceptionalism relies on the very nature of believing in irrational outcomes to rational thinking. Think of it as a game theory where the result is an expectation of the highest payoff with the least possible chance of happening, but expecting it nonetheless. That’s kind of where we are today. I’d say more but American Idol is coming on soon, and we all know what’s more important.